Annual Managment Charges - fitzgeraldflynn.ie

Financial Planning - Annual Management Charges

The real cost of Annual Management Charges ( AMC)

Annual Management charges can eat into the value of your portfolio. From the chart below you can see how a small but meaningful percentage can do this. Below is a chart of the annual management charge expressed as a percentage per annum figure.

Years 1 3 5 10 15 20 25 30
0.1 99.9 99.7 99.5 99 98.51 98.02 97.53 97.04
0.15 99.85 99.55 99.25 98.51 97.77 97.04 96.32 95.6
0.2 99.8 99.4 99 98.02 97.04 96.08 95.12 94.17
0.25 99.75 99.25 98.76 97.53 96.31 95.12 93.93 92.77
0.3 99.7 99.1 98.51 97.04 95.59 94.17 92.76 91.38
0.35 99.65 98.95 98.26 96.55 94.88 93.23 91.61 90.02
0.4 99.6 98.8 98.02 96.07 94.17 92.3 90.47 88.67
0.45 99.55 98.66 97.77 95.59 93.46 91.37 89.34 87.34
0.5 99.5 98.51 97.52 95.11 92.76 90.45 88.22 86.04
0.55 99.45 98.38 97.28 94.63 92.06 89.56 87.12 84.75
0.6 99.4 98.21 97.04 94.16 91.37 88.68 86.03 83.48
0.7 99.3 97.91 96.58 93.22 90 86.89 83.89 81
0.8 99.2 97.52 96.08 92.28 88.65 85.16 81.81 78.59
0.9 99.1 97.32 95.58 91.36 87.32 83.46 79.77 76.24
1 99 97.03 95.1 90.44 86.01 81.79 77.78 73.97
1.1 98.9 96.94 94.62 89.63 84.71 80.15 75.84 71.76
1.2 98.8 96.44 94.14 88.63 83.44 78.55 73.95 69.62
1.3 98.7 98.15 93.67 97.73 82.18 76.97 72.1 67.53
1.4 98.6 95.86 93.19 86.85 80.94 75.43 70.29 65.51
1.5 98.5 95.57 92.72 85.97 79.72 73.91 68.53 63.55
1.6 98.4 95.28 92.25 85.1 78.51 72.43 66.82 61.64
1.7 98.3 94.99 91.78 84.74 77.32 70.97 65.14 59.79
1.8 98.2 97.7 91.32 83.39 76.15 69.54 63.5 57.99
1.9 98.1 94.41 90.85 82.54 75 68.14 61.9 56.24
2 98 94.12 90.39 81.71 73.86 66.76 60.35 54.55
2.1 97.9 93.83 89.93 80.89 72.73 65.41 58.83 52.9
2.2 97.8 93.54 89.47 80.06 71.63 64.09 57.34 51.31
2.3 97.7 93.26 89.02 79.24 70.54 62.79 55.89 49.76
2.4 97.6 92.97 88.56 78.43 69.46 61.52 54.48 48.25
2.5 97.5 92.69 88.11 77.63 68.4 60.27 53.1 46.79
2.6 97.4 92.4 87.66 76.84 67.36 59.04 51.76 45.37
2.7 97.3 92.12 87.21 70.06 66.33 57.84 50.45 43.99
2.8 97.2 91.83 86.76 75.28 65.31 56.67 49.17 42.66
2.9 97.1 91.55 86.32 74.51 64.31 55.51 47.92 41.36
3 97 91.27 85.97 73.74 63.33 54.38 46.7 40.41